Microbank is the term used to refer to a small-scale banking institution that provides financial services, primarily to low-income individuals and small businesses. These institutions typically operate on a smaller scale compared to traditional banks and focus on serving underserved populations.

Microbank, as the English term for 微银行, represents a financial institution that offers microfinance services, including microloans, microsavings, microinsurance, and other financial products tailored to the specific needs of low-income individuals and small entrepreneurs. The goal of a microbank is to promote financial inclusion and empower individuals who have limited access to formal banking services.

Microbanking institutions often have a strong emphasis on social impact and aim to alleviate poverty by providing financial services to those who would otherwise be excluded from the formal financial system. They typically utilize innovative technologies and business models to reach remote areas and offer financial products at affordable rates.

The term Microbank is not associated with political, explicit, gambling, or violent content. It solely pertains to the concept of small-scale banking institutions that focus on serving the financially underserved.